STL Energy Advisors
Stop renting your power from Ameren.
Lock in your energy costs with a system you own. We’ll show you if it actually makes sense — or tell you if it doesn’t.
→ Ameren has filed for another rate increase. Every month you wait is another month at their rate, not yours.
No pressure. In-home consult. We’ll tell you if it doesn’t make sense.
† Rate filing references: MO PSC Case No. ER-2023-0351 and prior dockets. Solar loan/lease payment is fixed at origination; does not eliminate grid connection fees.
Built specifically for St. Louis homeowners
Most homeowners we help look like this:
- You own your home in the St. Louis area
- Your electric bill is $100 or more per month
- You plan to stay in your home for a few years
- You're open to seeing if solar actually makes sense
If you don't fit this profile, solar probably isn't the right move right now — and we'll tell you that before you ever get on a call.
The Problem
The Grid Was Not Built
for What's Coming.
AI data centers will consume 8–10% of all U.S. electricity by 2030. An aging grid. Surging demand. Utilities pass every dollar of that cost directly to you.
Missouri Average Electricity Rate (¢/kWh)
Source: EIA Missouri State Profile · 2025 est. projected at 3.4%/yr
RISING RATES
Rates Have Climbed Every Decade — And the Trend Is Accelerating
U.S. electricity prices rose an average of 3.4% per year from 2010–2023. With AI infrastructure adding historic new demand to the grid, analysts project that rate pressure will increase, not ease, through 2030.
AGING GRID
40-Year-Old Infrastructure. 21st-Century Demand.
The average American power line is over 40 years old. It was engineered before electric vehicles, before cloud computing, before smart homes. The grid is being asked to do far more than it was designed for.
NO OWNERSHIP
You Pay Every Month. You Own Nothing.
Every dollar you send to your utility company disappears. No equity. No asset. No return. You've been paying for power — not building anything.
At current rates and projected increases, the average St. Louis homeowner will pay
to their utility company over the next 20 years.
*Based on avg. Missouri residential bill of $190/mo, 3.4% annual rate increase per EIA historical data (2010–2023).
The Smarter Move
Own Your Energy.
Control Your Cost.
Solar isn't a gadget. It's a financial decision. When you generate your own power, you stop renting energy from a utility company and start owning it. Your payment is fixed. It doesn't follow Ameren's pricing schedule.
“If solar doesn't make financial sense for your home, we'll tell you that before you sign a single thing. We'd rather walk away than oversell.”
Simple. Transparent. No Surprises.
From First Conversation to First Savings in Three Steps.
We Run Your Numbers.
Enter your address so we can estimate your roof, sun exposure, and current energy usage. You'll see exactly what solar would save you — before you've committed to anything.
We Handle Everything.
We calculate what solar would actually cost vs what you're currently paying Ameren. Design, permits, utility coordination, installation — all handled for you.
Your Panels Go Live. Your Bill Drops.
If it makes sense, we walk you through your options. If it doesn't, we'll tell you that too. First month of production = first month of savings.
Total time from first call to live system: typically 3–4 weeks. Most homeowners are surprised by how straightforward it is.
We're not here to “sell” you solar — we're here to show you if it actually makes financial sense.
See My Real Numbers →How It Actually Works
How Ameren Works With Solar
A lot of solar sites skip the specifics. Here's how Ameren Missouri's net metering program actually works for St. Louis homeowners — no jargon, no fluff.
Ameren Missouri net metering
Ameren credits you for the energy your panels send to the grid. Those credits roll forward month to month. Most St. Louis solar homeowners see near-zero bills in spring and fall.
Right-sized for Ameren
We size your system to match what you actually use, not to overproduce. Excess generation beyond your annual usage is credited at a much lower rate, so right-sizing is how you get the most out of every panel.
At night or on cloudy days
You stay connected to the Ameren grid. When your panels aren't producing, you draw power normally. Net metering means your credits from sunny days offset what you pull at night — so your net bill is far lower than before.
Why we right-size every system
Under Ameren's net metering rules, producing more energy than you use doesn't pay well — Ameren compensates that excess at a much lower rate than what they charge you. We design your system around your actual consumption so every panel you pay for works at full value.
Your AI solar advisor.
Available 24/7.
Michael is a Claude-powered AI trained specifically on St. Louis solar incentives, Ameren rates, and local installer pricing. He texts you within minutes — not hours — with honest, personalized answers.
Instant SMS response — usually under 2 minutes
No spam. Reply STOP anytime to opt out.
Qualifies your home before any human contact
Sends personalized booking link when you're ready
What You Get
Every Homeowner Who Qualifies Gets All of This.
No hidden fees. No bait-and-switch. This is what a qualified St. Louis homeowner receives.
$0 Down.
No upfront cost. Not $1. Your first month of solar production is your first month of energy independence
Your Rate Is Locked.
Your solar payment is fixed on day one. Ameren can raise rates as much as they want — your cost doesn't move.
Take Control of Your Energy Costs
Most St. Louis homeowners aren’t trying to gamble on utility rates anymore — they’re looking for something predictable. Solar gives you control over your energy costs instead of being at the mercy of Ameren’s increases.
Done in One Day.
Installation takes one day. Permits and Ameren interconnection take 2–3 weeks — we handle both.
25-Year Warranty.
Panels, inverter, and workmanship — all covered. Your system is protected for the life of the agreement.
Your Home Is Worth More.
Homes with solar typically appraise 3–4% higher. That's $8,000–$11,000 on a $280k home.*
Protection From Rate Hikes.
Ameren has filed multiple rate cases in recent years and has filed again. Solar puts you off that treadmill.
Local Missouri Team.
We live here. We answer the phone. Same-day response. Real people who know Ameren's territory.
*Home value increase based on national studies; individual results vary. Savings estimates based on avg. Ameren Missouri rates and system sizing data.
See exactly what solar saves you.
Move the slider to match your bill. Numbers update instantly.
Ready for your personalized savings report?
Get My Exact Numbers →* Estimates based on Missouri avg production (1,200 kWh/kW/yr), current utility rates, and 3.4% annual escalation (EIA historical avg). Actual savings vary by home.
500+ families already made the switch.
“The whole thing took about 4 minutes. Michael texted me back immediately, was super knowledgeable, and didn't try to upsell me. My bill went from $215 to $28 per month. I wish I had done this 3 years ago.”
“Skeptical at first — I've been burned by solar 'advisors' before. But Michael laid out the numbers clearly, no pressure. The advisor call was 15 minutes and I had a quote the same day. Installed in 8 weeks. Only knock is the permit took a bit longer than expected.”
“I was nervous about the cost. Michael explained the $0 down option — my new payment is $142/mo vs. my old $190 bill. I'm cash flow positive from month one. The 30% tax credit was a massive bonus.”
“We got 4 other solar quotes. STL Energy Advisors was the only company that felt honest. No fake urgency, no hidden fees. Our payback is 7 years and after that it's basically free electricity for life.”
“My husband was hesitant. After 10 minutes with Michael and then the advisor call, he was on board. The process was SO smooth. Panels went up in one day. We got a $3,100 federal tax credit this April.”
“I'm a retired electrician so I know panels. These guys recommended LG panels — solid choice. Install crew was professional. Bill went from $178 to $19. Would absolutely recommend STL Energy Advisors.”
* Results shown are from real STL Energy Advisors customers and reflect their individual systems, usage patterns, and utility rates. Savings vary by home. Results vary by home, roof, and energy usage. No reviewer was compensated for their review.
See What I'd Save →See If Your Home Qualifies
Find Out Exactly What You'd Save.
No credit check. No sales call until you want one. Just your custom Savings Report — built for your home, your bill, your zip code.
→ Takes 30 seconds. Michael texts you within minutes with your custom numbers.
Let's see if your home qualifies — this takes less than a minute.
Common Questions
Honest Answers. No Runaround.
Yes. You pay nothing to get started. Your first solar payment replaces your Ameren bill — and it's typically lower. No deposit, no installation cost, no surprises.
There isn't one — but we get why you'd ask. You're financing a physical asset on your home. Like a car loan, you make monthly payments. The difference: the payment is usually less than your old Ameren bill, and at the end you own something that added value to your home.
Yes — Ameren Missouri is required by state law to offer net metering to residential solar customers. When your panels produce more than you use, Ameren credits your account. At night you draw from the grid as normal. Most St. Louis solar homeowners see near-zero bills several months a year. We handle the Ameren interconnection application — you don't deal with them directly.
It gets credited to your Ameren account. On good production days — spring and fall especially — those credits roll forward and offset future bills. One important note: we size your system to match your actual usage, not to overproduce, because Ameren compensates excess generation beyond your annual usage at a much lower rate. Right-sizing protects your investment.
Yes — and the math is actually straightforward. If you're paying $150+ to Ameren today, and Ameren keeps raising rates (which they have, every year or two), your bill keeps growing. Solar replaces that with one fixed monthly payment — immune to future rate increases — for 25 years. The longer Ameren raises rates, the better solar looks by comparison.
Solar increases your home's appraised value — typically 3–4% according to national studies. A $280,000 home can appraise $8,000–$11,000 higher with panels. Your financing transfers to the buyer at closing or can be paid off from the sale proceeds. Either way, it's an asset.
Installation itself is one day. The full process — permits, Ameren interconnection approval, inspection — typically runs 6–8 weeks. We manage all of it. You have one point of contact from your first call to the day your system goes live.
If you're under $75/month, honestly, probably not — and we'll tell you that before you commit to anything. At $75 and above, it almost always pencils out. We show you real numbers for your home, not estimates.
Your Energy Future Is a Decision, Not a Circumstance.
The Homeowners Who Moved Early
Won't Feel the Next Rate Increase.
Missouri homeowners who installed solar in 2021–2023 avoided the largest rate spike in a decade. The conditions that made that the right move then still exist now — and demand is still rising.
Takes about 30 seconds. We'll show you real numbers based on your home.
No pressure — if it doesn't make financial sense, we'll tell you.